Free tool
Philippines Payroll Calculator 2026
Enter a gross monthly salary to see the full employer cost and employee net pay in the Philippines, including SSS, PhilHealth, Pag-IBIG, the 13th month pay accrual and BIR withholding tax.
Enter a gross salary and press Calculate to see the full breakdown.
What each contribution means
- SSS social security — 10% employer / 5% employee
- The Social Security System covers retirement, disability, sickness, maternity, unemployment and death benefits. Contributions are based on the monthly salary credit, which is capped at PHP 35,000, and the employer also pays a small Employees' Compensation premium and the mandatory provident fund portion above PHP 20,000.
- PhilHealth — 5% split equally
- The national health insurance premium is 5% of monthly basic pay, shared 2.5% by the employer and 2.5% by the employee, with a salary floor of PHP 10,000 and a ceiling of PHP 100,000.
- Pag-IBIG Fund — 2% employer / 2% employee
- The Home Development Mutual Fund provides housing loans and a savings benefit. Contributions are computed on monthly compensation capped at PHP 10,000, so the usual maximum is PHP 200 from each side; employees may contribute more voluntarily.
- BIR withholding tax — 0% to 35%
- Compensation income up to PHP 250,000 per year is tax-exempt, with graduated rates of 15% to 35% above that. Taxable income is gross pay less mandatory SSS, PhilHealth and Pag-IBIG contributions. The 13th month pay and other benefits are tax-exempt up to PHP 90,000 per year and are not included in this estimate.
These are estimates based on standard Philippine rates for a regular employment contract. Contact us for a precise quote.